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From Deck to Doctor: Navigating DMW-SEC Disability and Illness Claims

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In a world of uncertainty, where endless sky meets the vast ocean, illness or injury can strike on board or be aggravated by shipboard work. The Department of Migrant Workers Standard Employment Contract (DMW-SEC) sets the minimum rights and remedies for Filipino seafarers, safeguarding those whose lives are always on the line. Yet many valid claims fail, not for lack of merit, but because deadlines are missed, medical reporting is incomplete, or the “third doctor” process is not triggered correctly. This article dives deeper into a path that guides you how to avoid those pitfalls and steer your claim to safe harbor.

What is DMW-SEC?

The DMW-SEC is the mandatory standard contract for Filipino seafarers on overseas, ocean-going vessels. Issued by the DMW (formerly POEA), it sets the minimum terms and benefits that principals/shipowners must honor regardless of any private crew contract. The DMW-SEC defines a seafarer as any person employed or engaged in overseas work in any capacity on board a ship, excluding government ships used for military or non-commercial purposes.1 While the Labor Code’s security of tenure does not apply because seafarer contracts are fixed-term, labor standards and social-justice principles still protect Filipino seafarers, especially in claims for work-related disability or illness during or after employment. The non-diminution of benefits rule likewise bars employers from unilaterally withdrawing or reducing benefits that have ripened into practice or become part of compensation, including disability and illness benefits.2

When Is an Illness or Injury Compensable?

For an illness or injury to be compensable:

It must be work-related—arising out of and in the course of employment;
It must occur during the contract term;
The seafarer must undergo the post-employment medical exam with the company-designated physician within three (3) working days of repatriation; and
The seafarer must cooperate in treatment and evaluation.

However, not all illnesses automatically qualify. The law distinguishes work-caused illnesses from work-aggravated or pre-existing conditions merely worsened by shipboard work. Illnesses not listed in the schedule are disputably presumed work-related, but the employer may rebut; otherwise, the seafarer bears the burden to prove work connection.

Computing the Benefits

Computation of benefits arising from an illness or disease shall be governed by the rates and the rules of compensation applicable at the time the illness or disease was contracted. The disability shall be based solely on the disability gradings provided in the contract, and shall not be measured or determined by the number of days a seafarer is under treatment or the number of days in which sickness allowance is paid.3

Medical Reporting & Treatment Timeline

Within 3 working days of return, the seafarer must see the company-designated doctor for a post-employment exam. If physically unable, he must send written notice to the agency within the same period. During treatment, he must report on the doctor’s scheduled dates. Non-compliance forfeits the benefits. In some cases of conflict of medical assessment between the company’s doctor and a doctor appointed by the seafarer, then a third doctor may be agreed jointly between the Employer and the seafarer. The doctor’s decision shall be final and binding on both parties.4 However, reasons such as late or no medical reporting, lack of proof of shipboard exposure or risks, non cooperation to company-designated physician’s instructions or failing to invoke the third-doctor process, and accepting a low settlement before a full medical evaluation are common pitfalls that sink disability and injury claims.

Court Decisions

Entitlement to disability benefits by a seafarer is a matter governed, not only by medical findings but also, by law and by contract. By law, the seafarer’s disability benefits claim is governed by Articles 197 to 199 (formerly Articles 191 to 193), under Chapter VI (Disability Benefits), Book IV of the Labor Code and its Implementing Rules and Regulations. By contract, it is governed by the employment contract which the seafarer and his employer/local manning agency executed prior to employment, and the applicable DMW-SEC that is deemed incorporated in the employment contract.5 The Court made it clear that not all injuries sustained by a seafarer on board a ship shall be compensable, as employers were never intended to be insurers against all accidental injuries their employees might incur while in the course of employment, but only for such injuries arising from or growing out of the risks peculiar to the nature of work in the scope of the workmen’s employment or incidental to such employment, and accidents in which it is possible to trace the injury to some risk or hazard to which the employee is exposed in a special degree by reason of such employment.6

In the case of Mutia v. C.F. Sharp Crew the Supreme Court said employers can’t automatically deny a seafarer’s disability claim just because he once had another illness. To use the “concealment” defense under Sec. 20(E) of the 2010 DMW-SEC, the employer must prove all three: 1) the earlier condition was truly pre-existing at the time of hiring, (2) the seafarer intentionally hid it, and (3) that hidden condition is causally related to the current work-related illness.7

  1. DMW Memorandum Circular No. 10, Series of 2010 (Standard Terms and Conditions Governing the Overseas Employment of Filipino Seafarers On-Board Ocean-Going Ship) ↩︎
  2.  Labor Code of the Philippines ↩︎
  3. DMW Memorandum Circular No. 10, Series of 2010, DMW SEC Sec. 20(A)(6) ↩︎
  4. DMW Memorandum Circular No. 10, Series of 2010, DMW SEC Sec. 20(A)(3) ↩︎
  5. Mariveles vs. Wilhelmsen-Smithbell Manning, Inc, G.R. No. 238612, January 13, 2021 ↩︎
  6. Bunayog vs. Foscon Shipmanagement, Inc., Green Maritime Co., Ltd., Evelyn M. Defensor, G.R. No. 253480, April 25, 2023, ↩︎
  7. Mutia v. C.F. Sharp Crew, G.R. No. 242928. June 27, 2022 ↩︎

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